Some Smart Tips to Avoid Getting Scammed

Is the fear of getting scammed by someone or something really bothering you? Of course, there’s nothing you can possibly do to guarantee that you won’t be taken for granted. But what if you can reduce the risk of being cheated? Let’s talk!

There’s nothing wrong with acknowledging that each one of us is vulnerable to becoming a scammer’s target. Criminals of all sorts across the globe, be it thieves or computer hackers are armed enough to perform this art of con – to steal your money or personal information, or even trick you into a scam. Recently I had a chat with an IT professional in Bangalore, who said not getting scammed is pretty much his goal and that being skeptical is one way to not fall into the pit of scams. So, is being skeptical about something an inborn talent? Or is it like a switch that can be turned on at your convenience? The answer is a big NO!  It is a critical-thinking skill; one that you can develop over time.                     

You have to be vigilant, as there’s no ‘undo’ button for this even in the current digital era. Scams are predominantly the result of con men and disreputable organizations that will go to any lengths to gain their desired results, by making you believe their words and earning your trust. What you need to do is to look for the warning signs. Not easy, but they are visible as long as you have your mind on high alert. This can be easily nailed if you question anything and everything around you and do not take things at face value. Do some research from your end regarding the offers and schemes they try to entice you with before jumping into something which will ultimately give you nothing but utter loss!        

Is there a solution?

Yes, there is! Here are some things you can do to not fall into the hands of con artists in the business world: 

  • Try to guard your personal information as fraudsters use a variety of tricks such as sending bogus emails designed to look like they are from your bank, or making fake calls claiming to be from your credit card company. You should be having a password or social security number for anything that can give access to your personal details! 
  • Some checks might appear to be legit, but can be counterfeit. You should be wary of such manipulations that can happen while selling anything online.  
  • Take all the time you want while making a purchase. Did you know that the ‘buy-now-or-else’ approach is designed to keep you from comparison shopping? Try not to fall for it and don’t let anyone high-pressure you into a bargain. 
  • Verbal promises are not trustworthy. So try and get things in writing. You need to read, understand and agree to the terms or policies before you sign any sort of contract. 
  • Fraudsters tend to play with your curiosity by sending tempting links as email attachments or via social media posts. Make sure that you open links that are credible and that won’t lead you to a malicious site. Resist the temptation to click any suspicious links!
  • Contests and games are a thing in the digital world today and one of the platforms where you can get cheated!  If you are asked to pay in order to enter an unknown contest or told that you’ve won a contest without even playing it, understand that it is a trap. Note that if you have really won a prize, you have played it and it’s free! 
  • Try not to get fooled by free merchandise offers or money-back guarantees and use credit cards for online and mail-order purchases. 

‘Think before you act!’

We learn and rise from our mistakes. All of us might have got fooled at any point in our life. That’s how we learn our lessons and become more capable to analyze things happening around us. Now, since you have got the tips, it’s your time to play is cool and wisely!

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